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	Annuity
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Life Insurance
Yearly Renewable Term
Level Term 10, 15, 20, and 30 Year
Whole Life
Universal Life
Variable Universal Life*
Survivorship Variable Universal Life*
Survivorship Universal Life

Annuities
Fixed Annuities
Variable Annuities*
Group Annuities

Disability & Long-Term Care Insurance
Individual and Group Long-Term Care Insurance
Individual Disability Income Insurance
Group Long-Term & Short-Term Disability Insurance
Business Overhead Expense
Disability Buyout Protection

Business Products & Services
Buy-Sell Funding
Deferred Compensation Plans
Key Person Plans
Executive Bonus Plans
Business Continuation Plans
Split Dollar Plans
Executive Benefit Plan Administration
Salary Continuation
Group Carve Out Plans

*Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA/SIPC. HTK does not offer tax or legal advice. The Heartland Group and other listed entities are independent of HTK. HTK is a wholly owned subsidiary of Penn Mutual.

Our associates are licensed to offer securities and insurance products in our resident state of IL (Illinois), including other states. For additional licensing information feel free to contact us directly at the number specified above. Not an offer or solicitation in any state where not properly licensed and/or registered.

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