Michelle Prather

Michelle Prather is a nationally recognized educator and authority in long-term care income planning, with over 28 years of
experience shaping the way financial professionals, CPAs, and attorneys guide their clients through retirement’s greatest risk.
As a keynote speaker at major industry conferences and the architect behind thousands of advisor trainings and client
workshops, Michelle has earned a reputation as the go-to specialist - not a generalist - when it comes to long-term care
planning.

She has mentored and equipped countless professionals with the skills to have the most difficult, yet most necessary,
conversations about care and retirement security.
Her career began 1998 as an internal wholesaler. Through hard work and unmatched expertise, she quickly became the #1 Most
Valuable Wholesaler five times, before moving into executive leadership roles including National Accounts Vice President and
ultimately National Vice President of Sales. Along the way, she lead successful teams, built innovative training platforms, and
was recognized multiple times for excellence in execution and distinguished achievement.

Michelle’s passion, credibility, and hands-on experience make her a trusted partner for those who want to work with someone
who doesn’t just “know the products,” but who understands the ripple effects of long-term care on families, finances, and
futures.